# Christmas refer a friend rewards 2026: every UK sign-up bonus side by side

> This is the full Christmas 2026 list of what you get for joining: banking, cashback, travel, subscriptions, mobile and more, with each brand's exact joiner reward. Nothing is ranked. Pick the categories that fit your Christmas and claim the ones you will actually use.

Last checked: 2026-10-17. Page: https://topreferrals.co.uk/compare/christmas-refer-a-friend-rewards-2026

## Key takeaways
- Every live brand on TopReferrals, grouped by category, with the exact reward a new joiner gets.
- Rewards are side by side and never ranked: the right one is the one that fits what you buy.
- A short table shows which brands also pay the person who shared the link, and when.
- Join your cashback site first, then claim the brand reward through its page.

## Compared offers
- **[Monzo](https://topreferrals.co.uk/referrals/monzo)** — you get £10 · £50 business (£10 personal · £50 business).
  - Code: `s93d879r`
  - Link: https://topreferrals.co.uk/go/monzo
- **[TopCashback](https://topreferrals.co.uk/referrals/topcashback)** — you get £10 (£10 sign-up bonus).
  - Code: `topreferrals`
  - Link: https://topreferrals.co.uk/go/topcashback
- **[PayPal](https://topreferrals.co.uk/referrals/paypal)** — you get £10 (£10 after a £5 spend).
  - Code: `qgwoE`
  - Link: https://topreferrals.co.uk/go/paypal
- **[Airalo](https://topreferrals.co.uk/referrals/airalo)** — you get 15% off 1st eSIM (15% off your first eSIM · 200+ destinations).
  - Link: https://topreferrals.co.uk/go/airalo
- **[Quidco](https://topreferrals.co.uk/referrals/quidco)** — you get £10 (£10 after £5 cashback).
  - Link: https://topreferrals.co.uk/go/quidco
- **[Audible](https://topreferrals.co.uk/referrals/audible)** — you get 30 days free (30 days free on either plan; 2 free titles for Prime members).
- **[Gousto](https://topreferrals.co.uk/referrals/gousto)** — you get 50% off 1st box (50% off box 1, 40% off box 2, 20% off 3–8).
  - Link: https://topreferrals.co.uk/go/gousto
- **[Groupon](https://topreferrals.co.uk/referrals/groupon)** — you get Up to 85% off (Up to 85% off local deals in the Spooky Sale).
  - Link: https://topreferrals.co.uk/go/groupon

Searching for **christmas refer a friend rewards**? This is the one page that lays out the sign-up reward you get from every brand we have verified, grouped by category and side by side. Nothing is scored and nothing is ranked: the order inside each category is just how we list them. Pick the ones that fit your Christmas, tap through, claim.

**How to use it:** find your category, read what you get, open the brand page for the exact steps and the link. Every reward below is taken word for word from that brand's own page on TopReferrals, checked against the brand's published terms.

## Banking, wallets and investing

Money apps hand you a bonus at sign-up. Most want one small action first, such as a card purchase.

| Brand | What you get |
| --- | --- |
| [](/referrals/monzo) | £10 personal · £50 business |
| [](/referrals/revolut) | In-app welcome offer for new joiners |
| [](/referrals/paypal) | £10 after a £5 spend |
| [](/referrals/klarna) | £10 to join with the Klarna Card |
| [](/referrals/clearpay) | £10 towards a £50 order |
| [](/referrals/zilch) | £5 in Rewards, no spend needed |
| [](/referrals/zable) | Reward on your Zable card |
| [](/referrals/payr) | Pay rent by card, including Amex |
| [](/referrals/amex) | Today's bonus points are on the Amex page |
| [](/referrals/chip) | £50 cash bonus |
| [](/referrals/trading-212) | Free shares worth up to £100 |

## Cashback and rewards

Join a cashback site before your Christmas shopping, not after.

| Brand | What you get |
| --- | --- |
| [](/referrals/topcashback) | £10 sign-up bonus |
| [](/referrals/quidco) | £10 after £5 cashback |
| [](/referrals/cheddar) | £3 after £5 cashback |
| [](/referrals/joybuy) | Up to 80% off one item, £5 coupon, free 30-day trial |
| [](/referrals/gamivo) | Up to 13% cashback plus a revealed code from 7% off |

## Gifts and experiences

Treat someone to a day out, a show or a book. See [experience gift rewards](/compare/experience-gift-rewards-uk) for the detail.

| Brand | What you get |
| --- | --- |
| [](/referrals/groupon) | Local deals up to 85% off |
| [](/referrals/attractiontix) | Tickets from £23.75 a head, no code needed |
| [](/referrals/theatre-tickets-direct) | Up to 60% off London shows, seats confirmed before you pay |
| [](/referrals/turbopass) | Up to 45% off single tickets with a digital city pass |
| [](/referrals/bookshop-org) | Free tracked UK delivery on orders over £25 |
| [](/referrals/keycense) | Gift cards up to 25% off; 5% newsletter saving |

## Subscriptions, meal boxes and food

Gift one, or start your own. See [gift subscriptions with joiner rewards](/compare/gift-subscriptions-with-joiner-rewards).

| Brand | What you get |
| --- | --- |
| [](/referrals/gousto) | 50% off box 1, 40% off box 2, 20% off 3–8 |
| [](/referrals/audible) | 30 days free on either plan; 2 free titles for Prime members |
| [](/referrals/amazon-prime) | 30 days of full Prime, or 6 months if you are a student or 18–24 |
| [](/referrals/bookbeat) | 30 days free with 20 hours of audiobooks and e-books |
| [](/referrals/magzter-digital-magazine-newsstand) | A week of Magzter GOLD at no cost; £14.99 after |
| [](/referrals/greatmagazines) | Free UK delivery and gift subscriptions from £29 |
| [](/referrals/gails) | Free loaf or barista drink |

## Travel, trips and airport extras

Heading away over the break? Read the reward, then claim it before you go.

| Brand | What you get |
| --- | --- |
| [](/referrals/trip-com) | 30-day Traincard — 4% off UK rail |
| [](/referrals/airalo) | 15% off your first eSIM · 200+ destinations |
| [](/referrals/saily) | Travel data from £2.99, ad blocker included |
| [](/referrals/sim-local) | 10% off travel eSIMs with the code |
| [](/referrals/breeze-esim) | 10% off when you buy 2+ travel eSIMs, from £4.00 |
| [](/referrals/worldsim) | Travel eSIMs from £2.66, no code needed |
| [](/referrals/yesim) | eSIM data in 170+ countries from £0.83/GB, no code needed |
| [](/referrals/rebtel) | $10 in calling credit |
| [](/referrals/europcar) | Up to 20% off in Spain, loyalty rates |
| [](/referrals/travelup) | Up to £15 off with a code, plus points back |
| [](/referrals/hotels-com) | Member Prices, then £100 per 10 nights |
| [](/referrals/iberostar) | Up to 30% off selected Iberostar beachfront hotels |
| [](/referrals/holiday-extras) | Up to 30% off parking, 10% off hotels, transfers, car hire |
| [](/referrals/holidu) | Up to 20% off holiday homes when logged in, no code |
| [](/referrals/zen-hotels-gb) | Hotel prices in £ sterling, no code |
| [](/referrals/suntransfers) | Transfers from €2.29, fixed price, no card fees |
| [](/referrals/best-at-travel) | Holidays with flights from £1,259pp, no code needed |
| [](/referrals/belvilla) | Up to 15% off 2027 stays, up to 25% off Christmas |
| [](/referrals/lot) | Warsaw return fares from £115, economy |
| [](/referrals/coverwise) | Travel insurance from £3.60, no code needed |
| [](/referrals/travelpro) | Sale luggage plus 10% off your first order |
| [](/referrals/vip-cars-global) | 10% off selected supplier deals, no code needed |
| [](/referrals/aph) | Search 18 airports; free-to-cancel options, no code |
| [](/referrals/interparcel) | Compare couriers, UK parcels from £2.46 |
| [](/referrals/purple-parking) | Airport parking from £22.75 for an 8-day stay |
| [](/referrals/airparks) | 20% off parking packages for new email sign-ups |
| [](/referrals/welcome-pickups) | 3% cashback on each ride once Rewards unlocks |
| [](/referrals/reduce-my-excess) | Refund of your car hire excess, bought before you collect |

## Mobile, SIM and broadband

A new phone or a new plan is a classic Christmas move. Check the joiner reward first.

| Brand | What you get |
| --- | --- |
| [](/referrals/voxi) | Today's reward is on the VOXI page |
| [](/referrals/chattr) | 75% off month one: unlimited for £3.75 |
| [](/referrals/talkmobile) | 100GB for £4.98 a month, first 3 months |
| [](/referrals/lebara) | 50% off any SIM-only plan for your first 3 months |
| [](/referrals/lyca-mobile) | Half price first 30 days: 30GB for £5, no credit check |
| [](/referrals/rewild-mobile) | 4GB SIM from £11.25/month, fixed price on 24 months |
| [](/referrals/your-co-op-broadband-mobile) | Free first month plus £5 to £25 SIM or £20 broadband |
| [](/referrals/carphone-warehouse) | Up to £50 iD Mobile cashback plus free next-day delivery |
| [](/referrals/rise-fibre) | Up to 1Gbps full fibre; 24-month, 12-month or 30-day plans |
| [](/referrals/lightning-fibre) | £19 a month for 6 months on 1Gbps or 2.5Gbps fibre |
| [](/referrals/grain) | Full fibre up to 2Gbps, fixed price, free router |
| [](/referrals/broadband-genie) | Up to £170 voucher or reward card on fibre deals |
| [](/referrals/phones-direct) | Refurbished iPhones from £100, up to 70% off, unlocked |
| [](/referrals/xplora) | £54 off the HMD Fusion X1 kids' phone, now £175 |
| [](/referrals/ecotalk) | Unlimited data for £11 in your first month |
| [](/referrals/1pmobile) | £5 Classic PAYG SIM, loaded with £10 credit |
| [](/referrals/bamboosim) | Local eSIM data for Europe from US$5.95 |

## Rides, bikes and getting around

Ride credit and cover for winter commutes.

| Brand | What you get |
| --- | --- |
| [](/referrals/forest) | 30 free minutes (worth up to £9.90) |
| [](/referrals/lime) | £4 in ride credit |
| [](/referrals/voi) | £2.50 ride credit to start |
| [](/referrals/uber) | 50% off your first 5 trips (max £5 a trip) |
| [](/referrals/laka) | 30 days of free cover on your bike |

## Fitness, wellbeing and beauty

The New Year plan can start with a discount.

| Brand | What you get |
| --- | --- |
| [](/referrals/classpass) | 1 month free + 15 workouts |
| [](/referrals/kensington-tennis-club) | Half-price first month |
| [](/referrals/liftrepublic) | 50% off your first month: online PT £64 |
| [](/referrals/gymshark) | £10 off your first £50+ order |
| [](/referrals/mone) | 20% off the UK catalogue; up to 40% off Promotion |

## Energy and home

Winter bills and home upgrades with a reward attached.

| Brand | What you get |
| --- | --- |
| [](/referrals/edf-energy) | £50 account credit |
| [](/referrals/your-co-op-energy) | £20 sign-up reward for Co-op members who switch |
| [](/referrals/ecoflow) | Up to 42% off STREAM |
| [](/referrals/housekeep) | 10% off the opening weekly or fortnightly visit |
| [](/referrals/espares) | Spare parts with UK delivery from £3.95, no code needed |
| [](/referrals/warranty-wise) | Free online quote and a 14 day money back guarantee |
| [](/referrals/arlo-security) | Up to 50% off cameras and doorbells, no code needed |

## Shopping, resale and tech

Shop, sell or swap with a joiner reward on top.

| Brand | What you get |
| --- | --- |
| [](/referrals/vinted) | Up to £15 in Vinted vouchers |
| [](/referrals/aliexpress) | Welcome deal: up to 70% off |
| [](/referrals/dhgate) | Up to $21 in new-user coupons, prices up to 90% off |
| [](/referrals/reboxed) | £10 off your next order via email sign-up |
| [](/referrals/webuyanyphone) | Instant price, free postage, paid to your bank same day |
| [](/referrals/laptop-outlet) | Up to 30% off deals plus free next-day delivery |
| [](/referrals/mesh-computers) | Up to £75 off selected custom PCs and laptops |
| [](/referrals/esr) | Free UK shipping over £45, bundles up to 26% off |
| [](/referrals/golden-maple) | 5% off for new customers, plus free shipping over US$29.99 |

## Games, gift cards and gaming gear

Stocking-filler game keys and gear.

| Brand | What you get |
| --- | --- |
| [](/referrals/kinguin) | Up to 90% off game keys, no code |
| [](/referrals/cjs-cd-keys) | Switch Online 12 months from £13.35, no code needed |
| [](/referrals/shopto-net) | Free UK delivery, plus 1% or 2% off with free membership |
| [](/referrals/steelseries) | 10% off a first full-price buy, up to 52% off deals |
| [](/referrals/yuplay) | 5% off your first game key order |
| [](/referrals/gearup) | 3 days free, then 60% off the 12-month plan |
| [](/referrals/mr-key-shop) | Office 2024 lifetime licence from £103.34 |

## Software, courses and creator tools

Free plans, trials and discounts on tools you will use all year.

| Brand | What you get |
| --- | --- |
| [](/referrals/wispr-flow) | Free plan · Pro 20% off yearly |
| [](/referrals/railway) | $20 in deploy credit |
| [](/referrals/tradingview) | $15 coupon towards your next plan |
| [](/referrals/fyxer) | 14 days free, then 20% off 2 months |
| [](/referrals/cal-com) | 20% off paid plans for 12 months |
| [](/referrals/capcut) | A free week of CapCut Pro |
| [](/referrals/beehiiv) | 20% off for 3 months with the code |
| [](/referrals/wix) | Build free, then 50% off Premium within 48h |
| [](/referrals/shopify) | 3 days free, then £1 a month for 3 months |
| [](/referrals/udemy) | 20% off Personal Plan: £17.60 a month for 3 months |
| [](/referrals/academy) | 79% off £100+ courses, lifetime access |
| [](/referrals/future-skills-academy) | 20% off any AI certification, or a free starter course |
| [](/referrals/krisp) | 7 days of every premium feature, no credit card |
| [](/referrals/flexibits) | 14 days of Flexibits Premium free, no code needed |
| [](/referrals/wondershare) | Free Filmora download, plans from US$49.99 a year |
| [](/referrals/movavi) | All 7 Movavi programmes for £129.95 a year |
| [](/referrals/corel-corporation) | Up to 50% off Corel software, no code needed |
| [](/referrals/parallels) | Up to 45% off Desktop 27, Standard £49.49 a year |
| [](/referrals/abbyy-europe) | 7-day free trial, no payment; Mac from £59 a year |
| [](/referrals/pdf-agile) | Lifetime Plan at US$119 once, no code needed |
| [](/referrals/updf) | Free download, then 43% off paid plans |
| [](/referrals/minitool) | Try the free tools, then Pro plans from US$59 a year |
| [](/referrals/easeus) | 30% to 55% off EaseUS software |
| [](/referrals/abelssoft) | Up to 60% off: SSD Fresh £7.90 instead of £19.95 |
| [](/referrals/oo-software) | Defrag €29.90 and AutoBackup €14.90, no subscription |

## VPN and online security

Protect the new laptop and the new phone.

| Brand | What you get |
| --- | --- |
| [](/referrals/proton-vpn) | 70% off: £2.39 a month over 2 years |
| [](/referrals/purevpn) | From £1.60 a month, 3 months extra |
| [](/referrals/veepn) | Up to 87% off a VPN plan, from £1.99 a month |
| [](/referrals/mysterium-vpn) | Up to 85% off a 2-year VPN plan, no code needed |
| [](/referrals/kaspersky) | Kaspersky Premium from £19.60 for year one |
| [](/referrals/malwarebytes) | Total 50% off year one: £74.99, not £149.99 |
| [](/referrals/bitdefender) | Total Security for 5 devices at £49.99 in year one |
| [](/referrals/intego-antivirus-security) | Up to 35% off Intego ONE Mac security, from £22.49 |
| [](/referrals/pc-matic) | 5 devices from £40 a year, 30-day money-back guarantee |
| [](/referrals/nordvpn) | Up to 75% off a 2-year plan, from £3.39 a month |
| [](/referrals/nordpass) | Premium from £1.09 a month, 3 extra months included |
| [](/referrals/surfshark) | Unlimited devices from £1.79/mo, plus 3 months extra |
| [](/referrals/hidemy-name) | Up to 75% off long plans, from US$2 a month |

## Websites, hosting and domains

Start the side project in January with a head start.

| Brand | What you get |
| --- | --- |
| [](/referrals/bluehost) | WordPress hosting from £1.50 a month |
| [](/referrals/elementor) | Plans from £4 a month, 30-day money-back guarantee |
| [](/referrals/cloudways) | Three free days on Cloudways, then 30% off a paid plan |
| [](/referrals/ultahost) | 40% off hosting on the 24-month term, from US$3.44/mo |
| [](/referrals/123-reg) | .co.uk from £3.99, packs from £1.99 a month (ex VAT) |
| [](/referrals/names) | Free .co.uk domain for year one, or a .com for £1.99 |
| [](/referrals/your-company-formations) | Up to £155 cashback when you open a partner bank account |
| [](/referrals/sucuri) | Basic plan from US$229 a year, unlimited malware removal |

## Referrer rewards: when your friend joins, what do you get?

Most of the offers above are for the new joiner. A few also pay the person who shared the link. Here they are side by side. Each brand page has the full conditions, and the joiner's reward is always the one shown above.

| Brand | The referrer's reward | When it lands |
| --- | --- | --- |
| [](/referrals/monzo) | £10 each side on a personal account; £50 each side on Business | After one card purchase within 30 days |
| [](/referrals/paypal) | £10 each side | After the new joiner opens a personal account and completes a £5+ checkout |
| [](/referrals/rebtel) | $10 each side | Once the new user makes a first qualifying purchase |
| [](/referrals/forest) | 30 free minutes each side (worth up to £9.90) | After the new rider's first ride |
| [](/referrals/revolut) | £50 to the referrer | After the new joiner completes all four steps |
| [](/referrals/klarna) | £40 to the referrer | After the joiner's third qualifying Card purchase |
| [](/referrals/chip) | £50 per friend who qualifies | For each friend who qualifies |
| [](/referrals/edf-energy) | £50 account credit | See the EDF Energy page for the conditions |
| [](/referrals/classpass) | £15 account credit per friend | When the friend becomes a paying subscriber |
| [](/referrals/lime) | £4 single-ride coupon | After the new rider's first paid ride |
| [](/referrals/voi) | £5 | After the invited friend completes their first paid trip |
| [](/referrals/trip-com) | ≈1,200 Trip Coins per friend | Per friend's completed flight or hotel booking |

## Pick by what you want this Christmas

- **Cash into your pocket:** start with [banking, wallets and investing](#banking-wallets-and-investing) and [cashback](#cashback-and-rewards). See [cashback stacking](/compare/christmas-cashback-stacking-uk).
- **A gift that keeps giving:** [gift subscriptions with joiner rewards](/compare/gift-subscriptions-with-joiner-rewards).
- **A day out or a show:** [experience gift rewards](/compare/experience-gift-rewards-uk).
- **A trip over the break:** the travel table above.

## Black Friday and Christmas: what to do first

Black Friday is on 27 November 2026. We never promise a deal here. What we do is keep every reward above verified, so the joiner reward you read is the one on the brand's page. Sign up to your cashback site first, then open the brand through its TopReferrals page.

## Side by side

|  | Monzo | PayPal | TopCashback | Quidco | Gousto | Audible | Groupon | Airalo |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Reward to you | £10 personal · £50 business | £10 after a £5 spend | £10 sign-up bonus | £10 after £5 cashback | 50% off box 1, 40% off box 2, 20% off 3–8 | 30 days free on either plan; 2 free titles for Prime members | Local deals up to 85% off | 15% off your first eSIM · 200+ destinations |
| Category | Banking | Wallets | Cashback | Cashback | Meal boxes | Audiobooks | Experiences | Travel eSIM |

## FAQ

### What are the best refer a friend rewards for Christmas 2026?
There is no single best, because the right reward depends on what you buy. This guide shows every live joiner reward side by side by category. Cash-style rewards sit in banking and cashback; gift-style ones sit in subscriptions and experiences.

### What does a joiner reward mean?
It is what a new customer gets for signing up through a referral link or code. Each brand page on TopReferrals shows it first, with the steps you need to take.

### Do referral rewards pay the person who shared the link too?
Some do. Monzo, PayPal, Rebtel and Forest pay both sides. Revolut, Klarna, Chip, EDF Energy, ClassPass, Lime, Voi and Trip.com list a referrer reward on their pages. The table in this guide has the amounts.

### Can I claim more than one of these?
Yes. Each brand runs its own programme and its own new-customer test, so you can claim across different brands as long as you are new to each.

### Do you rank or rate these offers?
No. We show what you get from each brand, taken from the brand's own published terms, and leave the choice to you.

### Where do I find Black Friday offers?
Black Friday is on 27 November 2026. We do not promise deals here. Each brand page shows the verified offer today, and the date it was checked.