# TopReferrals — UK referral & sign-up rewards

> TopReferrals shows the exact bonus you get from every major UK referral and sign-up code — the real figure, who's eligible and how to claim it. Each one is read straight from the brand's own published terms and checked for a live link every day, so the reward you see is the reward that lands.

Last updated: 2026-06-23 · 13 live offers.

1. [Monzo referral code](https://topreferrals.co.uk/referrals/monzo) — you get £10–£50 (£10 cash (£50 on business)), Banking. Code: `7tmgtxp`. The most dependable banking referral in the UK — a fixed cash bonus paid in minutes into a fully FSCS-protected account. The one we recommend first.
2. [TopCashback referral code](https://topreferrals.co.uk/referrals/topcashback) — you get £20 (£20 sign-up bonus), Cashback. The biggest UK cashback sign-up bonus, on the site that returns 100% of retailer commission. The only drag is the wait: the £20 unlocks after £10 of confirmed cashback.
3. [Railway referral code](https://topreferrals.co.uk/referrals/railway) — you get $20 ($20 in deploy credit), Software. Code: `OVTmXM`. Instant $20 of deploy credit — applied the moment you sign up, no card, no expiry — on a developer platform with low UK latency from Amsterdam. The fastest reward we list: nothing to qualify for.
4. [ClassPass referral code](https://topreferrals.co.uk/referrals/classpass) — you get 20 credits (20 bonus class credits), Fitness. Code: `OCKJJAH822`. 20 bonus class credits on top of the free trial, no card upfront, no obligation. ClassPass has no discount-code box, so this refer-a-friend link is the only real new-member win.
5. [Revolut referral code](https://topreferrals.co.uk/referrals/revolut) — you get Welcome offer (In-app welcome offer for new joiners), Banking. As a new Revolut joiner you get a variable in-app welcome offer, not the headline figure you'll see quoted (that goes to the referrer), after a four-step setup. A strong FCA-regulated bank — but a modest, time-limited reward for joining.
6. [Klarna referral code](https://topreferrals.co.uk/referrals/klarna) — you get £10 (£10 to join with the Klarna Card), Wallets. Code: `BoouNaG950GjfLKU`. A real two-sided cash bonus, but the most work in the wallet sector: you must take the Klarna Card and complete three separate £5 purchases. Pick it if you actually want the Card.
7. [PayPal referral code](https://topreferrals.co.uk/referrals/paypal) — you get £10 (£10 after a £5 spend), Wallets. Code: `3kNyYfKTmyL`. Low-friction and two-sided: one £5 checkout on an account most people already have. The catch is that the £10 is non-cash store credit, and the campaign closes 30 June 2026.
8. [Forest referral code](https://topreferrals.co.uk/referrals/forest) — you get £10 in rides (£10 of free riding), Mobility. Code: `z0e699xY`. The most generous e-bike referral in the UK — £10 of free riding — but London-only, and the credit expires in seven days, so claim it when you'll actually ride.
9. [Lime referral code](https://topreferrals.co.uk/referrals/lime) — you get £4 (£4 in ride credit), Mobility. Code: `UZtFMrUP9mb`. The widest UK coverage of any ride referral — £4 of ride credit across London and a growing list of cities, on a generous 60-day window. Smaller than Forest, but usable in far more places.
10. [Voi referral code](https://topreferrals.co.uk/referrals/voi) — you get £2.50 (£2.50 ride credit to start), Mobility. Code: `bIcdHeLabOQIMeHQKHPLKdfQeHIIPdcJ`. The widest reach outside London — Voi runs about two-thirds of England's e-scooter trials. £2.50 to start is modest, but it's the offer that actually works in your town.
11. [Wispr Flow referral code](https://topreferrals.co.uk/referrals/wispr-flow) — you get 1 month free (A free month of Flow Pro), Software. Code: `WISPR836055`. A full free month of Flow Pro — a genuinely fast AI dictation app — with no card to start and nothing to cancel. The lowest-risk software trial we list.
12. [Rebtel referral code](https://topreferrals.co.uk/referrals/rebtel) — you get $10 ($10 in calling credit), Calling. Code: `FNuaHp`. Fast and low-effort: $10 of calling credit after a $1 purchase, ideal if you regularly call or top up abroad. The credit is in dollars and there is no FCA cover, as it is a telecoms service.
13. [Trip.com referral code](https://topreferrals.co.uk/referrals/trip-com) — you get 4% off rail (30-day Traincard — 4% off UK rail), Travel. Code: `GS8U7R`. An evergreen invite-and-earn from the world's largest travel group: a 30-day rail discount for you. Modest joiner value, but ATOL-backed and dependable.

Full per-offer markdown: append `/llms.md` to any /referrals/{slug} URL.