Disclosure & funding

We believe in being upfront about how TopReferrals makes money, because trust is the entire point of a ranking.

How we're funded

Many of the referral links on this site are affiliate or refer-a-friend links. If you use one and sign up, we may earn a commission or a referral reward. This costs you nothing extra — the bonus you receive is exactly the same as it would be otherwise, because brands set referral rewards centrally. This is how a free, independent ranking pays for itself.

Independence

Commission never moves a TopScore. The score is computed from fixed, published weightsapplied to each brand's own terms, so a higher payout to us cannot buy a higher ranking. We are not affiliated with, endorsed by or sponsored by the brands we list; their names and marks belong to their respective owners and we use them only to identify the offers we have verified.

UK financial-promotion framing

Some offers relate to regulated products — current accounts, e-money, pay-later credit. We label the relevant protections (FSCS, e-money safeguarding) and risks (BNPL credit, campaign expiry) on each page. We are an editorial directory, not a financial adviser; always read the brand's own terms before signing up.

Corrections policy

We aim to be accurate, and we date every check. If you spot a figure that's wrong or an offer that's changed, tell us via the contact page and we will verify and correct it promptly. When we change a material figure, we update the last-verified date so you can see the page is current.

TopReferrals · United Kingdom · edited by TopReferrals Research.