UK Referral Rewards 2026
The highest-paying UK referral for a new joiner right now is £50 from Monzo, out of 170 rewards checked 6 November 2026. Open any brand through its TopReferrals link or code and do the one qualifying step on its page.
This is our original 2026 dataset: the exact reward a new joiner gets from 170 UK referral and sign-up codes across 17 sectors, taken entirely from each brand's own published terms. The biggest is £50 (Monzo). Every figure here is ours to stand behind, link-tested daily — free to cite with a link.
Checked 6 November 2026 by Bez, Editor-in-Chief: every figure in this dataset, against the brand's own terms.
TopReferrals, the UK referral reward directory
Best for seeing the exact reward a new joiner gets, side by side
170 UK referral rewards, the exact £ from each brand's own terms, checked 6 November 2026
- Every figure read from the brand's own published terms
- The qualifying step shown on every offer
- The check date on every page
170
Rewards verified
17
Sectors covered
£50
Biggest reward (Monzo)
Daily
Every link re-tested
Which UK referral pays the most?
The ten biggest cash rewards a new joiner gets, by the amount in each brand's own terms, with the step that unlocks it. Free months, ride minutes and credit are in the full table below. To add up the ones you'll claim, use the sign-up bonus calculator.
| Brand | Cash you get | To qualify |
|---|---|---|
| Monzo | £50 | Add money and make one Monzo card purchase (not an ATM withdrawal, transfer or virtual-card payment) |
| EDF Energy | £50 | Switch a home's gas or electricity to EDF directly through the referral link and make the first payment |
| Chip | £50 | Join with code CHIP-TCE575, then hold £1,000 in eligible Chip accounts for 90 consecutive days |
| VOXI | £20 | Join through the link on a £10+ plan, no promo code, and pay two months within 60 days |
| Your Co-op Energy (EnergyCoop) | £20 | Switch to EnergyCoop with your Membership Number |
| TopCashback | £10 | Earn £10 of approved cashback through TopCashback within 180 days |
| Klarna | £10 | Accept the invite, sign up for the Klarna Card and make 3× £5+ Card purchases within 30 days |
| PayPal | £10 | Open a new UK personal PayPal account and complete a £5+ GBP checkout within 30 days |
| Clearpay | £10 | Sign up with the code, then make an eligible purchase of £50 or more |
| Quidco | £10 | Join through the refer-a-friend link, then earn £5 of confirmed cashback |
Every verified reward
| Brand | Sector | What you get | Offer | Verified |
|---|---|---|---|---|
| Monzo | Banking | £10 · £50 business | £10 personal · £50 business | 2026-11-06 |
| Revolut | Banking | Free account | Free account and travel card | 2026-11-06 |
| Klarna | Wallets | £10 | £10 to join with the Klarna Card | 2026-11-06 |
| PayPal | Wallets | £10 | £10 after a £5 spend | 2026-11-06 |
| Clearpay | Wallets | £10 off | £10 towards a £50 order | 2026-11-06 |
| Zilch | Wallets | £5 in Rewards | £5 in Rewards, no spend needed | 2026-11-06 |
| TopCashback | Cashback | £10 | £10 sign-up bonus | 2026-11-06 |
| Quidco | Cashback | £10 | £10 after £5 cashback | 2026-11-06 |
| Cheddar | Cashback | £3 | £3 after £5 cashback | 2026-11-06 |
| Joybuy UK | Cashback | Up to 80% off one item | Up to 80% off one item, £5 coupon, free 30-day trial | 2026-11-06 |
| GAMIVO | Cashback | Up to 13% cashback | Up to 13% cashback plus a revealed code from 7% off | 2026-11-06 |
| Rebtel | Calling | $10 | $10 in calling credit | 2026-11-06 |
| Trip.com | Travel | 4% off rail | 30-day Traincard — 4% off UK rail | 2026-11-06 |
| Airalo | Travel | 15% off 1st eSIM | 15% off your first eSIM · 200+ destinations | 2026-11-06 |
| Saily | Travel | eSIM from £2.99 | Travel data from £2.99, ad blocker included | 2026-11-06 |
| Europcar | Travel | Up to 20% off in Spain | Up to 20% off in Spain, loyalty rates | 2026-11-06 |
| TravelUp | Travel | £15 off + points back | Up to £15 off with a code, plus points back | 2026-11-06 |
| Sim Local | Travel | 10% off travel eSIMs | 10% off travel eSIMs with the code | 2026-11-06 |
| Hotels.com | Travel | £100 per 10 nights | Member Prices, then £100 per 10 nights | 2026-11-06 |
| Groupon | Travel | Up to 85% off | Up to 85% off local deals in the Spooky Sale | 2026-11-06 |
| Iberostar | Travel | Up to 30% off stays | Up to 30% off selected beachfront hotels, booked direct | 2026-11-06 |
| Best at Travel | Travel | From £1,259pp | Holidays with flights from £1,259pp, no code needed | 2026-11-06 |
| Holiday Extras | Travel | Parking from £44.99 | Up to 30% off parking, 10% off hotels, transfers, car hire | 2026-11-06 |
| Travelpro | Travel | £146 cabin spinner | Sale luggage plus 10% off your first order | 2026-11-06 |
| Belvilla | Travel | Up to 25% Off Christmas | Up to 15% off 2027 stays, up to 25% off Christmas | 2026-11-06 |
| Theatre Tickets Direct | Travel | Up to 60% off shows | Up to 60% off London shows, seats confirmed before you pay | 2026-11-06 |
| Attractiontix | Travel | From £23.75 a person | Tickets from £23.75 a head, no code needed | 2026-11-06 |
| Interparcel | Travel | From £2.46 a parcel | Compare couriers, UK parcels from £2.46 | 2026-11-06 |
| Coverwise | Travel | Cover from £3.60 | Travel insurance from £3.60, no code needed | 2026-11-06 |
| Turbopass | Travel | Passes from 16.90 € | Up to 45% off single tickets with a digital city pass | 2026-11-06 |
| Airparks | Travel | 20% off airport parking | 20% off parking packages for new email sign-ups | 2026-11-06 |
| Purple Parking | Travel | From £22.75 for 8 days | Airport parking from £22.75 for an 8-day stay | 2026-11-06 |
| Holidu UK | Travel | Up to 20% with account | Up to 20% off holiday homes when logged in, no code | 2026-11-06 |
| Suntransfers.com | Travel | Shared from €2.29 | Transfers from €2.29, fixed price, no card fees | 2026-11-06 |
| Breeze eSIM | Travel | Save 10% on 2+ eSIMs | 10% off when you buy 2+ travel eSIMs, from £4.00 | 2026-11-06 |
| VIP Cars | Travel | 10% off supplier deals | 10% off selected supplier deals, no code needed | 2026-11-06 |
| Airport Parking & Hotels (APH) | Travel | 18 airports, no code | Search 18 airports; free-to-cancel options, no code | 2026-11-06 |
| LOT Polish Airlines (LOT Global) | Travel | From £115 return | Warsaw return fares from £115, economy | 2026-11-06 |
| Zen Hotels GB | Travel | £ Pricing in GBP | Hotel prices in £ sterling, no code | 2026-11-06 |
| Reduce My Excess | Travel | Up to £255 saved | Refund of your car hire excess, bought before you collect | 2026-11-06 |
| Welcome Pickups | Travel | 3% Cashback | 3% cashback on each ride once Rewards unlocks | 2026-11-06 |
| Trivago | Travel | 100s of sites | Compare hotel prices from 100s of sites, free | 2026-11-06 |
| Away Resorts | Travel | Breaks from £120 | Caravan and lodge breaks from £120, kids eat for £1 | 2026-11-06 |
| lastminute.com | Travel | Packages from £231 | Up to 15% off holidays and experiences, free to join | 2026-11-06 |
| OYO | Travel | 50% Off Stays | Flat 50% off stays, with up to 10% extra off | 2026-11-06 |
| Forest | Mobility | 30 free minutes | 30 free minutes (worth up to £9.90) | 2026-11-06 |
| Lime | Mobility | £4 | £4 in ride credit | 2026-11-06 |
| Voi | Mobility | £2.50 | £2.50 ride credit to start | 2026-11-06 |
| Laka | Mobility | 30 days free cover | 30 days of free cover on your bike | 2026-11-06 |
| Uber | Mobility | 50% off 5 trips | 50% off your first 5 trips (max £5 a trip) | 2026-11-06 |
| Warrantywise | Mobility | 14-Day Refund Right | Free online quote and a 14 day money back guarantee | 2026-11-06 |
| beehiiv | Software | 20% off for 3 months | 20% off for 3 months with the code | 2026-11-06 |
| Railway | Software | $20 | $20 in deploy credit | 2026-11-06 |
| Wispr Flow | Software | Free plan | Free plan · Pro 20% off yearly | 2026-11-06 |
| TradingView | Software | $15 coupon | $15 coupon towards your next plan | 2026-11-06 |
| Fyxer | Software | 20% off 3 months | 14 days free, then 20% off 3 months | 2026-11-06 |
| Cal.com | Software | 20% off for a year | 20% off paid plans for 12 months | 2026-11-06 |
| Proton VPN | Software | 75% off VPN Plus | 75% off: £1.99 a month over 2 years | 2026-11-06 |
| Wix | Software | 50% off in first 48h | Build free, then 50% off Premium within 48h | 2026-11-06 |
| Kaspersky | Software | Premium from £19.60 | Kaspersky Premium from £19.60 for year one | 2026-11-06 |
| CapCut | Software | 7 days of Pro free | A free week of CapCut Pro | 2026-11-06 |
| PureVPN | Software | From £1.26 a month | From £1.26 a month on the 5-year Black Friday plan | 2026-11-06 |
| Bluehost | Software | Up to 78% off hosting | WordPress hosting from £1.50 a month | 2026-11-06 |
| Arlo | Software | Up to 50% off | Up to 50% off cameras and doorbells, no code needed | 2026-11-06 |
| CJS CD Keys | Software | 12 months from £13.35 | Switch Online 12 months from £13.35, no code needed | 2026-11-06 |
| Kinguin | Software | Up to 90% off, no code | Up to 90% off games in Black Friday Weeks | 2026-11-06 |
| Malwarebytes | Software | 50% off Total, year one | Total 50% off year one: £74.99, not £149.99 | 2026-11-06 |
| ShopTo.Net | Software | 1% or 2% off | Free UK delivery, plus 1% or 2% off with free membership | 2026-11-06 |
| SteelSeries | Software | 10% off first buy | 10% off a first full-price buy, up to 52% off deals | 2026-11-06 |
| Elementor | Software | Plans from £4 a month | Plans from £4 a month, 30-day money-back guarantee | 2026-11-06 |
| Shopify | Software | £1 a month for 3 months | 3 days free, then £1 a month for 3 months | 2026-11-06 |
| Krisp | Software | 7-day free trial | 7 days of every premium feature, no credit card | 2026-11-06 |
| Udemy | Software | 20% off 3 months | 20% off Personal Plan: £17.60 a month for 3 months | 2026-11-06 |
| EaseUS | Software | 30% to 55% off | Up to 55% off EaseUS software, sale prices built into the link | 2026-11-06 |
| 123 Reg | Software | From £3.99 + VAT | .co.uk from £3.99, packs from £1.99 a month (ex VAT) | 2026-11-06 |
| New Skills Academy | Software | Up to 65% off | 79% off £100+ courses, lifetime access | 2026-11-06 |
| MESH Computers | Software | Custom gaming PCs | Custom gaming PCs, desktops and laptops, no code needed | 2026-11-06 |
| PC Matic | Software | From £40 a year | 5 devices from £40 a year, 30-day money-back guarantee | 2026-11-06 |
| Golden Maple | Software | 5% off + free shipping | 5% off for new customers, plus free shipping over US$29.99 | 2026-11-06 |
| Wondershare | Software | Free Filmora download | Free Filmora download, plans from US$49.99 a year | 2026-11-06 |
| Bitdefender | Software | 41% off Total Security | Total Security for 5 devices at £49.99 in year one | 2026-11-06 |
| Future Skills Academy | Software | 20% off any certificate | 20% off any AI certification, or a free starter course | 2026-11-06 |
| Names.co.uk | Software | Free .co.uk domain | Free .co.uk domain for year one, or a .com for £1.99 | 2026-11-06 |
| Intego | Software | From £22.49 in year one | Up to 35% off Intego ONE Mac security, from £22.49 | 2026-11-06 |
| Keycense | Software | Up to 25% off gift cards | Gift cards up to 25% off; 5% newsletter saving | 2026-11-06 |
| YUPLAY | Software | 5% off first purchase | 5% off your first game key order | 2026-11-06 |
| GearUP | Software | 3-day free trial | 3 days free, then 60% off the 12-month plan | 2026-11-06 |
| Laptop Outlet | Software | Up to £200 off | Weekly deals up to £200 off, laptops from £169.99 | 2026-11-06 |
| ESR (UK) | Software | Bundles up to 26% off | Free UK shipping over £45, bundles up to 26% off | 2026-11-06 |
| VeePN | Software | Up to 87% off | Up to 87% off a VPN plan, from £1.99 a month | 2026-11-06 |
| Movavi | Software | Unlimited from £129.95 | All 7 Movavi programmes for £129.95 a year | 2026-11-06 |
| Mysterium VPN | Software | From US$2.29 a month | Up to 85% off a 2-year VPN plan, no code needed | 2026-11-06 |
| Ultahost | Software | Shared from US$3.44/mo | 40% off hosting on the 24-month term, from US$3.44/mo | 2026-11-06 |
| PDF Agile | Software | Lifetime from US$119 | Lifetime Plan at US$119 once, no code needed | 2026-11-06 |
| MiniTool | Software | Free tools, then US$59 | Try the free tools, then Pro plans from US$59 a year | 2026-11-06 |
| Corel | Software | Up to 50% off | Up to 50% off Corel software, no code needed | 2026-11-06 |
| Parallels | Software | From £49.49 a Year | Up to 45% off Desktop 27, Standard £49.49 a year | 2026-11-06 |
| ABBYY FineReader PDF | Software | Mac from £59 a year | 7-day free trial, no payment; Mac from £59 a year | 2026-11-06 |
| Flexibits (Fantastical) | Software | 14-day free trial | 14 days of Flexibits Premium free, no code needed | 2026-11-06 |
| UPDF | Software | 43% off paid plans | Free download, then 43% off paid plans | 2026-11-06 |
| eSpares UK | Software | £3.95 standard delivery | Spare parts with UK delivery from £3.95, no code needed | 2026-11-06 |
| Housekeep | Software | 10% off a regular clean | 10% off the opening weekly or fortnightly visit | 2026-11-06 |
| Your Company Formations | Software | Up to £155 cashback | Up to £155 cashback when you open a partner bank account | 2026-11-06 |
| Cloudways | Software | 3-Day Free Trial | Three free days on Cloudways, then 30% off a paid plan | 2026-11-06 |
| Your Co-op Energy (EnergyCoop) | Software | £20 when you join | £20 sign-up reward for Co-op members who switch | 2026-11-06 |
| NordVPN | Software | Up to 77% off | Black Friday: up to 77% off a 2-year plan, from £2.99 a month | 2026-11-06 |
| NordPass | Software | From £1.09 a month | Premium from £1.09 a month, 3 extra months included | 2026-11-06 |
| Sucuri | Software | Plans from US$229/yr | Basic plan from US$229 a year, unlimited malware removal | 2026-11-06 |
| Surfshark | Software | Plans from £1.59/mo | Unlimited devices from £1.59/mo, plus 3 months extra | 2026-11-06 |
| HideMy.name VPN | Software | Up to 75% off | Up to 75% off long plans, from US$2 a month | 2026-11-06 |
| O&O Software | Software | €29.90 Defrag now | Defrag €29.90 and AutoBackup €14.90, no subscription | 2026-11-06 |
| Abelssoft | Software | Up to 60% off | Up to 60% off: SSD Fresh £7.90 instead of £19.95 | 2026-11-06 |
| Mr Key Shop | Software | £103.34 Office 2024 | Office 2024 lifetime licence from £103.34 | 2026-11-06 |
| ExitLag | Software | 4,000+ games, free trial | Free trial on the plans page, plus a 7-day refund window | 2026-11-06 |
| Paragon Software Group | Software | Free 10-day trial | 10 days free on NTFS for Mac, 30 on Hard Disk Manager | 2026-11-06 |
| Osmio Water | Software | Free delivery over £25 | Free UK delivery on orders over £25 | 2026-11-06 |
| Levoit | Software | 15% Off Sitewide | 15% off sitewide, free mainland UK delivery | 2026-11-06 |
| Panda Security | Software | From £14.99 a year | Antivirus from £14.99 for 1 device, 1 year | 2026-11-06 |
| ClassPass | Fitness | 15 free workouts | 1 month free + 15 workouts | 2026-11-06 |
| Kensington Tennis Club | Fitness | 50% off first month | Half-price first month | 2026-11-06 |
| Gymshark | Fitness | £10 off £50+ | £10 off your first £50+ order | 2026-11-06 |
| Lift Republic | Fitness | 50% off month one | 50% off your first month: online PT £64 | 2026-11-06 |
| MONÉ Professional | Fitness | Up to 40% off haircare | 20% off the UK catalogue; up to 40% off Promotion | 2026-11-06 |
| OnlinePersonalTrainer.uk | Fitness | £39 first month | £39 first month, then £79 a month on Coached | 2026-11-06 |
| GAIL's Bakery | Food | Free loaf or drink | Free loaf or barista drink | 2026-11-06 |
| Gousto | Food | 50% off 1st box | 50% off box 1, 40% off box 2, 20% off 3–8 | 2026-11-06 |
| Vinted | Resale | Up to £15 | Up to £15 in Vinted vouchers | 2026-11-06 |
| AliExpress | Resale | Up to 70% off, 1st order | Welcome deal: up to 70% off | 2026-11-06 |
| DHgate | Resale | $16 in new-user coupons | $16 new-user coupon pack, prices up to 90% off | 2026-11-06 |
| Reboxed | Resale | £10 off your next order | £10 off your next order via email sign-up | 2026-11-06 |
| Bookshop.org | Resale | Free 2nd Class over £25 | Free tracked UK delivery on orders over £25 | 2026-11-06 |
| WeBuyAnyPhone | Resale | Same-Day Bank Payment | Instant price, free postage, paid to your bank same day | 2026-11-06 |
| Payr | Rent | Rent on your card | Pay rent by card, including Amex | 2026-11-06 |
| Zable | Credit | Reward on your card | Reward on your Zable card | 2026-11-06 |
| Amex | Credit | 55,000 bonus points | 55,000 Membership Rewards points | 2026-11-06 |
| VOXI | Mobile | Up to £20 | Up to £20 gift card | 2026-11-06 |
| Chattr | Mobile | 75% off month one | 75% off month one: unlimited for £3.75 | 2026-11-06 |
| Talkmobile | Mobile | 100GB at £4.98 a month | 100GB for £4.98 a month, first 3 months | 2026-11-06 |
| Carphone Warehouse | Mobile | Up to £50 cashback | Up to £50 iD Mobile cashback plus free next-day delivery | 2026-11-06 |
| Lebara | Mobile | 50% off for 3 months | 50% off any SIM-only plan for your first 3 months | 2026-11-06 |
| Rise Fibre | Mobile | Up to 1Gbps fibre | Up to 1Gbps full fibre; 24-month, 12-month or 30-day plans | 2026-11-06 |
| Yesim | Mobile | From £0.83 per GB | eSIM data in 170+ countries from £0.83/GB, no code needed | 2026-11-06 |
| Lyca Mobile UK | Mobile | 50% off first month | Half price first 30 days: 30GB for £5, no credit check | 2026-11-06 |
| Phones Direct | Mobile | Up to 70% off | Refurbished iPhones from £100, up to 70% off, unlocked | 2026-11-06 |
| Xplora UK | Mobile | £54 off HMD Fusion X1 | £54 off the HMD Fusion X1 kids' phone, now £175 | 2026-11-06 |
| Lightning Fibre | Mobile | From £19 a month | £19 a month for 6 months on 1Gbps or 2.5Gbps fibre | 2026-11-06 |
| WorldSIM | Mobile | eSIMs from £2.66 | Travel eSIMs from £2.66, no code needed | 2026-11-06 |
| Rewild Mobile UK | Mobile | £11.25/month, fixed | 4GB SIM from £11.25/month, fixed price on 24 months | 2026-11-06 |
| Your Co-op Broadband & Mobile (OurCoop) | Mobile | Free month + £5 to £25 | Free first month plus £5 to £25 SIM or £20 broadband | 2026-11-06 |
| Grain | Mobile | 250Mbps to 2Gbps | Full fibre up to 2Gbps, fixed price, free router | 2026-11-06 |
| Broadband Genie | Mobile | Up to £170 voucher | Up to £170 voucher or reward card on fibre deals | 2026-11-06 |
| 1pMobile | Mobile | Classic SIM for £5 | £5 Classic PAYG SIM, loaded with £10 credit | 2026-11-06 |
| Ecotalk | Mobile | £11 first month | Unlimited data for £11 in your first month | 2026-11-06 |
| BambooSIM | Mobile | Europe from US$5.95 | Local eSIM data for Europe from US$5.95 | 2026-11-06 |
| Nomad eSIM | Mobile | Free 1GB trial + US$5 | Free 1GB eSIM trial and US$5 referral credit | 2026-11-06 |
| Fonehouse | Mobile | 7 days, free next day | Free delivery by next day, seven days a week | 2026-11-06 |
| giffgaff | Mobile | £6 a month, free SIM | Free SIM and plans from £6 a month | 2026-11-06 |
| Amazon Prime | Streaming | 30 days free | 30 days of full Prime, or 6 months if you are a student or 18–24 | 2026-11-06 |
| Audible | Streaming | 30 days free | 30 days free on either plan; 2 free titles for Prime members | 2026-11-06 |
| GreatMagazines | Streaming | Free UK Delivery | Free UK delivery and gift subscriptions from £29 | 2026-11-06 |
| BookBeat UK | Streaming | 30 days free | 30 days free with 20 hours of audiobooks and e-books | 2026-11-06 |
| Magzter - Digital Magazine Newsstand | Streaming | 7 days of GOLD free | A week of Magzter GOLD at no cost; £14.99 after | 2026-11-06 |
| Trading 212 | Investing | Up to £100 | Free shares worth up to £100 | 2026-11-06 |
| Chip | Investing | £50 bonus | £50 cash bonus | 2026-11-06 |
| EDF Energy | Energy | £50 credit | £50 account credit | 2026-11-06 |
| EcoFlow | Energy | Up to 42% off | Up to 42% off STREAM, 5% coupon revealed on page | 2026-11-06 |
| Holistic Tree | Gifts | 10% off from £25 | 10% off gifts over £25 at Holistic Tree | 2026-11-06 |
| Next Day Gifts | Gifts | 10% off gifts over £25 | 10% off gifts in baskets of £25 or more | 2026-11-06 |
| Your Personalised Gifts | Gifts | 10% off over £25 | 10% off gifts worth £25 or more | 2026-11-06 |
| Photobox | Gifts | 50% off photo books | Half price photo books, wall art and calendars | 2026-11-06 |
Notes for citation
- Each reward is the new joiner's, taken from the brand's own published terms — see how we check.
- Sectors covered: Banking, Wallets, Cashback, Calling, Travel, Mobility, Software, Fitness, Food, Resale, Rent, Credit, Mobile, Streaming, Investing, Energy, Gifts.
- Verification window: 2026-11-06 to 2026-11-06. Links checked daily; terms re-read monthly.
- Rewards are quoted in the brand's own currency. The list order is editorial, not a ranking.
- To claim one, the best referral codes UK table adds each code or link and its qualifying step.
