13 verified, tested and working UK 2026 referral codes — get the rewards
The exact reward from 13 UK brands — up to £50. We read every figure from the brand's own terms and re-test each link daily, so you see the real reward, who's eligible and how to claim it.
TopReferrals lists the exact reward a new joiner gets from 13 verified UK referral and sign-up codes across 8 sectors — the biggest is £50(Monzo's £50 business bonus). Every figure is read from the brand's own published terms and the link is re-tested daily, so the reward shown is the reward that lands.
The exact reward each UK brand pays you
You get£20–£100MonzoBanking£20–£100 mystery (£50 business)
You get£20TopCashbackCashback£20 sign-up bonus
You get$20RailwaySoftware$20 in deploy credit
You get20 creditsClassPassFitness20 bonus class credits
You getWelcome offerRevolutBankingIn-app welcome offer for new joiners
You get£10KlarnaWallets£10 to join with the Klarna Card
You get£10PayPalWallets£10 after a £5 spend
You get£10 in ridesForestMobility£10 of free riding
You get£4LimeMobility£4 in ride credit
You get£2.50VoiMobility£2.50 ride credit to start
You get1 month freeWispr FlowSoftwareA free month of Flow Pro
You get$10RebtelCalling$10 in calling credit
You get4% off railTrip.comTravel30-day Traincard — 4% off UK rail
All 13live UK referral codes we verify — listed in our editorial order, not a ranking. Every reward shown is what the new joiner receives, read from the brand's own terms. How we check.
Find a referral code by sector
Current Accounts & Banking
2 offersRefer-a-friend cash for UK app-based current accounts — Monzo pays a mystery £20–£100 (£50 on business) into an FSCS-protected account, plus Revolut's welcome offer.
Top pick: Monzo £20–£100
Wallets & Pay Later
2 offersInvite bonuses for UK digital wallets and pay-later apps — PayPal pays £10 after a £5 spend, Klarna £10 with the Klarna Card.
Top pick: Klarna £10
Cashback & Rewards
1 offerSign-up bonuses for UK cashback platforms — earn real money back on shopping you were doing anyway.
Top pick: TopCashback £20
Calling & Connectivity
1 offerReferral credit for international calling and mobile top-up apps used across the UK diaspora.
Top pick: Rebtel $10
Travel & Trips
1 offerInvite-and-earn bonuses for UK travel booking platforms — discounts on rail, flights and hotels.
Top pick: Trip.com 4% off rail
E-Bikes, Scooters & Mobility
3 offersRide-credit referrals for UK e-bike and e-scooter operators — free riding for new riders.
Top pick: Forest £10 in rides
Software & Developer Tools
2 offersReferral credit for software and developer tools used by UK customers — product credit and free Pro months.
Top pick: Railway $20
Fitness & Wellbeing
1 offerReferral perks for fitness and wellbeing subscriptions used across the UK.
Top pick: ClassPass 20 credits
Why you can trust these referral codes
The real reward, up front
Every page opens with the exact figure a new joiner receives — read from the brand's own terms, not the rounded-up 'up to' number deals sites headline.
Read from the brand's own terms
We take each figure from the brand's help centre, app or terms page — the source, not a deals roundup.
Link-tested every day
An automated check re-tests every referral link daily, so the one you click is the one that still works.
No spin, just the figure
We never inflate a reward, invent reviews or chase clicks with a number you can't actually get — just the verified figure each brand pays.
UK referral codes: common questions
How does TopReferrals choose which referral codes to show?
We pick the offers UK readers actually ask about, read the exact new-joiner reward from each brand's own terms, and re-test the link daily. One working offer per brand — no dead links, no guesswork about which code still pays.
Are these the best referral codes in the UK?
For most people the standout is Monzo — a two-sided mystery reward of £20–£100 (typically £20; £50 on business) paid in minutes after one card purchase, on an FSCS-protected account. Bigger or faster rewards suit specific needs (Railway's $20 deploy credit, Forest's £10 of London riding, TopCashback's £20), so we show every verified reward and the exact figure each pays — you pick by what you want.
Do I get a better deal from a different code?
No. A brand sets one reward for everyone, so there's no 'better' code to hunt down — codes differ only in whether the link still works. That's why we keep the one working offer per brand and re-test it daily, instead of handing you a list to try.
How often are the offers checked?
Every referral link is re-tested automatically every day, and an editor re-reads each brand's full terms once a month. The date on each page is the day we last checked that offer — not the day we last edited the page.
Is TopReferrals free to use?
Yes. We may earn a commission when you use a referral link, at no extra cost to you and with no change to the reward you receive. That is disclosed on every offer page and on our disclosure page.
The UK referral code we'd claim first: Monzo.
The biggest two-sided upside in UK banking — a mystery £20–£100 you actually keep (even the floor is £20, up to £100), paid in minutes into a fully FSCS-protected account. The one we recommend first.
