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TopReferrals
Verified UK referral rewards · re-checked 6 November 2026

170 verified, tested and working UK 2026 referral codes — get the rewards

The exact reward from 170 UK brands — up to £50. We read every figure from the brand's own terms and re-test each link daily, so you see the real reward, who's eligible and how to claim it.

TopReferrals is the UK's #1 ranking of referral bonuses by real value: the exact reward a new joiner gets from 170 verified UK referral and sign-up codes across 17 sectors — the biggest is £50 (Monzo's £50 business bonus). Every figure is read from the brand's own published terms and the link is re-tested daily, so the reward shown is the reward that lands.

TopReferrals, the UK referral reward directory

Best for seeing the exact reward a new joiner gets, side by side

170 UK referral rewards, the exact £ from each brand's own terms, checked 6 November 2026

  • Every figure read from the brand's own published terms
  • The qualifying step shown on every offer
  • The check date on every page

How we check Disclosure

Free for Christmas 2026

Secret Santa, sorted: a free name draw and 10% off for your group

Draw names online in under a minute, with no sign-up, no app and no ads. Post one link in the group chat and keep couples apart. The draw is totally secret by default: not even you see who has whom. Works for 3 to 500 people.

What you get

  • A fair name draw in under a minute, secret by defaultFree
  • Invites by link: WhatsApp, Slack, Teams, QR code or emailFree
  • Wishlists of real gifts inside your budgetFree
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  • Your group's own code, named after it, until 31 December10% off
The Riverside office getsRIVERSIDE10

Get ahead this year

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Sorted early, Christmas is easy

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Audible or Prime first? Compare the free trials

Shop by who you're buying for

Gift shops we recommend

10% off three UK gift shops, ready for Christmas

Codes made for TopReferrals visitors, ready to copy.

Every referral code

The exact reward each UK brand pays you

Affiliate

All 170 live UK referral codes we verify — listed in our editorial order, not a ranking. Every reward shown is what the new joiner receives, read from the brand's own terms. How we check.

Amazon offers to start now

AffiliatePrime free trial Audible offer

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30 days free

You get Prime free for Black Friday

Black Friday is Friday 27 November and Cyber Monday is 30 November 2026. Start the 30-day free Prime trial in the week Amazon's event begins and it covers Black Friday Week and Cyber Monday: Prime-only deals and free One-Day Delivery on millions of items. Then £8.99 a month or £95 a year, or cancel before the 30 days end and pay nothing.

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3 months for £0.99 Ends 28 December · 53 days left

You get 3 months of Audible for £0.99 a month

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By sector

Find a referral code by sector

Current Accounts & Banking

2 offers

Refer-a-friend cash for UK app-based current accounts — Monzo pays £10 (£50 on business) into an FSCS-protected account, plus Revolut's free travel account.

Top pick: Monzo £10 · £50 business

Wallets & Pay Later

4 offers

Invite bonuses for UK digital wallets and pay-later apps — PayPal pays £10 after a £5 spend, Klarna £10 with the Klarna Card.

Top pick: Klarna £10

Cashback & Rewards

5 offers

Sign-up bonuses for UK cashback platforms — earn real money back on shopping you were doing anyway.

Top pick: TopCashback £10

Calling & Connectivity

1 offer

Referral credit for international calling and mobile top-up apps used across the UK diaspora.

Top pick: Rebtel $10

Travel & Trips

33 offers

Travel referrals and deals for UK travellers — eSIMs, car hire, rail, flights and hotels.

Top pick: Trip.com 4% off rail

E-Bikes, Scooters & Mobility

6 offers

Ride-credit referrals for Uber and UK e-bike and e-scooter operators — discounted trips and free riding for new riders.

Top pick: Forest 30 free minutes

Software & Developer Tools

67 offers

Referral credit and deals for software and developer tools used by UK customers — product credit, free plans and Pro discounts.

Top pick: beehiiv 20% off for 3 months

Fitness & Wellbeing

6 offers

Referral perks and discount codes for fitness and wellbeing subscriptions used across the UK, from ClassPass to Lift Republic online coaching.

Top pick: ClassPass 15 free workouts

Food & Drink

2 offers

Recipe boxes and bakery loyalty apps: Gousto's 50% off a first box through our link, and GAIL's welcome voucher for a new app member.

Top pick: GAIL's Bakery Free loaf or drink

Resale & Marketplaces

6 offers

Online marketplace offers: first-order prices on AliExpress and second-hand invites where the new member earns shopping vouchers.

Top pick: Vinted Up to £15

Rent & Bills

1 offer

Platforms that let UK tenants pay rent by card — where the invite reward and the running cost need reading together.

Top pick: Payr Rent on your card

Credit Cards & Loans

2 offers

Referral rewards on FCA-regulated UK credit, with the reward and the borrowing terms set out side by side.

Top pick: Zable Reward on your card

Mobile Networks & SIM-only

22 offers

SIM-only discount codes and refer-a-friend rewards from UK networks — Chattr unlimited data for £3.75 in month one with HONEST75, and VOXI gift cards on rolling 30-day plans.

Top pick: VOXI Up to £20

Streaming, Audiobooks & Memberships

5 offers

What a new member actually gets from Amazon Prime and Audible: the free period, the price it rolls onto and who each one is for.

Top pick: Amazon Prime 30 days free

Investing Apps

2 offers

Free-share invite links for FCA-regulated UK investing apps, with the value odds, deadlines and campaign dates read from each platform's own terms. Capital at risk.

Top pick: Trading 212 Up to £100

Energy Suppliers

2 offers

Refer-a-friend credit for switching your home energy: EDF Energy pays £50 off the bill through https://topreferrals.co.uk/go/edf-energy.

Top pick: EDF Energy £50 credit

Gift Shops

4 offers

Codes for UK gift shops that take money off the basket: next-day gifts, personalised gifts and holistic gifts, with what you get spelled out before you pay.

Top pick: Holistic Tree 10% off from £25

Why TopReferrals

Why you can trust these referral codes

The real reward, up front

Every page opens with the exact figure a new joiner receives — read from the brand's own terms, not the rounded-up 'up to' number deals sites headline.

Read from the brand's own terms

We take each figure from the brand's help centre, app or terms page — the source, not a deals roundup.

Link-tested every day

An automated check re-tests every referral link daily, so the one you click is the one that still works.

No spin, just the figure

We never inflate a reward, invent reviews or chase clicks with a number you can't actually get — just the verified figure each brand pays.

Questions

UK referral codes: common questions

How does TopReferrals choose which referral codes to show?

We pick the offers UK readers actually ask about, read the exact new-joiner reward from each brand's own terms, and re-test the link daily. One working offer per brand — no dead links, no guesswork about which code still pays.

Are these the best referral codes in the UK?

For most people the standout is Monzo — a two-sided £10 (£50 on business) paid in minutes after one card purchase, on an FSCS-protected account. Bigger or faster rewards suit specific needs (Railway's $20 deploy credit, Forest's 30 free minutes of London riding — worth up to £9.90 — and TopCashback's £10), so we show every verified reward and the exact figure each pays — you pick by what you want.

Do I get a better deal from a different code?

No. A brand sets one reward for everyone, so there's no 'better' code to hunt down — codes differ only in whether the link still works. That's why we keep the one working offer per brand and re-test it daily, instead of handing you a list to try.

How often are the offers checked?

Every referral link is re-tested automatically every day, and an editor re-reads each brand's full terms once a month. The date on each page is the day we last checked that offer — not the day we last edited the page.

Is TopReferrals free to use?

Yes, completely free. You get the full reward the brand offers, at no extra cost, and our disclosure page explains how the site is funded.

Our first pick · you get £10 · £50 business

The UK referral code we'd claim first: Monzo.

The biggest two-sided upside in UK banking — £10 you actually keep, or £50 on Business, paid in minutes into a fully FSCS-protected account. The one we recommend first.

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