UK referral codes by sector
Every UK referral reward we track, split across 12 sectors — from current accounts and wallets to mobility and software. Each sector lists what every offer pays you, plus an explainer of how the bonuses work, so you can go straight to the one for what you need.
Current Accounts & Banking
2 offersRefer-a-friend cash for UK app-based current accounts — Monzo pays a mystery £20–£100 (£50 on business) into an FSCS-protected account, plus Revolut's welcome offer.
Top pick: Monzo £20–£100
Wallets & Pay Later
4 offersInvite bonuses for UK digital wallets and pay-later apps — PayPal pays £10 after a £5 spend, Klarna £10 with the Klarna Card.
Top pick: Klarna £10
Cashback & Rewards
3 offersSign-up bonuses for UK cashback platforms — earn real money back on shopping you were doing anyway.
Top pick: TopCashback £20
Calling & Connectivity
1 offerReferral credit for international calling and mobile top-up apps used across the UK diaspora.
Top pick: Rebtel $10
Travel & Trips
2 offersInvite-and-earn bonuses for UK travel booking platforms — discounts on rail, flights and hotels.
Top pick: Trip.com 4% off rail
E-Bikes, Scooters & Mobility
3 offersRide-credit referrals for UK e-bike and e-scooter operators — free riding for new riders.
Top pick: Forest £10 in rides
Software & Developer Tools
3 offersReferral credit for software and developer tools used by UK customers — product credit and free Pro months.
Top pick: Railway $20
Fitness & Wellbeing
1 offerReferral perks for fitness and wellbeing subscriptions used across the UK.
Top pick: ClassPass 20 credits
Food & Drink
1 offerBakery and coffee loyalty apps whose refer-a-friend gives the new member something to collect on their first visit.
Top pick: GAIL's Bakery Free loaf or drink
Resale & Marketplaces
1 offerSecond-hand marketplace invites where the new member earns shopping vouchers for listing and selling.
Top pick: Vinted Up to £15
Rent & Bills
1 offerPlatforms that let UK tenants pay rent by card — where the invite reward and the running cost need reading together.
Top pick: Payr Rent on your card
Credit Cards & Loans
1 offerReferral rewards on FCA-regulated UK credit — where the reward is small beside the cost of the borrowing, and we say so.
Top pick: Zable Reward on your card