UK referral codes by sector
Every UK referral reward we track, split across 17 sectors — from current accounts and wallets to mobility and software. Each sector lists what every offer pays you, plus an explainer of how the bonuses work, so you can go straight to the one for what you need.
Current Accounts & Banking
2 offersRefer-a-friend cash for UK app-based current accounts — Monzo pays £10 (£50 on business) into an FSCS-protected account, plus Revolut's free travel account.
Top pick: Monzo £10 · £50 business
Wallets & Pay Later
4 offersInvite bonuses for UK digital wallets and pay-later apps — PayPal pays £10 after a £5 spend, Klarna £10 with the Klarna Card.
Top pick: Klarna £10
Cashback & Rewards
5 offersSign-up bonuses for UK cashback platforms — earn real money back on shopping you were doing anyway.
Top pick: TopCashback £10
Calling & Connectivity
1 offerReferral credit for international calling and mobile top-up apps used across the UK diaspora.
Top pick: Rebtel $10
Travel & Trips
33 offersTravel referrals and deals for UK travellers — eSIMs, car hire, rail, flights and hotels.
Top pick: Trip.com 4% off rail
E-Bikes, Scooters & Mobility
6 offersRide-credit referrals for Uber and UK e-bike and e-scooter operators — discounted trips and free riding for new riders.
Top pick: Forest 30 free minutes
Software & Developer Tools
67 offersReferral credit and deals for software and developer tools used by UK customers — product credit, free plans and Pro discounts.
Top pick: beehiiv 20% off for 3 months
Fitness & Wellbeing
6 offersReferral perks and discount codes for fitness and wellbeing subscriptions used across the UK, from ClassPass to Lift Republic online coaching.
Top pick: ClassPass 15 free workouts
Food & Drink
2 offersRecipe boxes and bakery loyalty apps: Gousto's 50% off a first box through our link, and GAIL's welcome voucher for a new app member.
Top pick: GAIL's Bakery Free loaf or drink
Resale & Marketplaces
6 offersOnline marketplace offers: first-order prices on AliExpress and second-hand invites where the new member earns shopping vouchers.
Top pick: Vinted Up to £15
Rent & Bills
1 offerPlatforms that let UK tenants pay rent by card — where the invite reward and the running cost need reading together.
Top pick: Payr Rent on your card
Credit Cards & Loans
2 offersReferral rewards on FCA-regulated UK credit, with the reward and the borrowing terms set out side by side.
Top pick: Zable Reward on your card
Mobile Networks & SIM-only
22 offersSIM-only discount codes and refer-a-friend rewards from UK networks — Chattr unlimited data for £3.75 in month one with HONEST75, and VOXI gift cards on rolling 30-day plans.
Top pick: VOXI Up to £20
Streaming, Audiobooks & Memberships
5 offersWhat a new member actually gets from Amazon Prime and Audible: the free period, the price it rolls onto and who each one is for.
Top pick: Amazon Prime 30 days free
Investing Apps
2 offersFree-share invite links for FCA-regulated UK investing apps, with the value odds, deadlines and campaign dates read from each platform's own terms. Capital at risk.
Top pick: Trading 212 Up to £100
Energy Suppliers
2 offersRefer-a-friend credit for switching your home energy: EDF Energy pays £50 off the bill through https://topreferrals.co.uk/go/edf-energy.
Top pick: EDF Energy £50 credit
Gift Shops
4 offersCodes for UK gift shops that take money off the basket: next-day gifts, personalised gifts and holistic gifts, with what you get spelled out before you pay.
Top pick: Holistic Tree 10% off from £25
