Trading 212 Invite Code — Free shares worth up to £100

The banner in Trading 212's app says "up to £100", and that is accurate — but the number worth knowing is the one underneath it. Trading 212 draws each reward at random and publishes the odds, which makes this one of the few investing offers where you can see exactly what the draw looks like before you sign up.

The draw behind "up to £100"

A new client who opens an Invest account or Stocks ISA through the invite link, passes the identity check and deposits £1 or more within 10 days receives free fractional shares. Trading 212 chooses both the company and the value at random, from these published bands:

Band	Share of draws
£75.01 to £100	2 in 100
£50.01 to £75	3 in 100
£25.01 to £50	15 in 100
£8 to £25	80 in 100

So the floor is £8, the most common outcome is a share worth £8 to £25, and one draw in five is worth more than £25. The person who shared the link gets a draw of their own, which is why Trading 212 calls it Invite a Friend rather than a sign-up bonus.

The terms allow the reward to arrive as one share, several shares or — where a particular share can't be provided — cash of the same value. It is credited within three business days of the conditions being met, into whichever account you funded.

Three steps, ten days

Everything that decides the reward happens in the first ten days:

1. Start from the link. Open https://topreferrals.co.uk/go/trading-212 and sign up from the page it loads. It is Trading 212's own page, greeting new clients with their free shares and the campaign countdown.
2. Verify. Trading 212 checks identity before any UK investment account goes live — a few minutes in the app.
3. Deposit £1 or more. The minimum deposit on Trading 212's terms and fees page is £1, and it has to arrive within 10 calendar days of opening the account. Bank transfers are free; card and wallet top-ups are free up to £2,000 in total.

No trade is required. Once the shares are in, the terms ask that the account stays open and funded for at least seven calendar days — reversing the steps inside that window, such as withdrawing every pound deposited, lets Trading 212 reclaim the reward.

The accounts that count

The programme covers two Trading 212 accounts:

• Invest — a general investment account, where the reward sits alongside anything else you buy.
• Stocks ISA — the tax-free wrapper, where the reward counts towards the £20,000 annual allowance. Trading 212's terms move a reward to the Invest account if the ISA is already full when it is allocated.

The Cash ISA, crypto accounts and CFD accounts are outside it. Pick Invest or the Stocks ISA at sign-up, fund that account, and the reward follows the money.

Selling is instant, withdrawing waits 30 days

The shares are yours from the moment they are credited: hold them, sell them or swap them for something else in the app. The cash value of the reward is held for 30 days from the day it lands; after that it can be withdrawn like any other balance, and Trading 212 charges nothing for withdrawals. The hold touches only the reward — your own deposit and every other holding stay fully accessible.

Why a Trading 212 link has an expiry date

Most referral links stay live for as long as the account behind them. Trading 212's do not. The Invite a Friend programme runs in campaigns, and the terms state that links are issued at the start of each campaign and expire automatically when it closes. The current campaign runs from 21 September to 3 November 2026 (23:59 GMT on the terms; the countdown in the app ends on 2 November).

Two more rules explain how links move around. Trading 212 hands links to existing clients on a limited basis, so not every client has one. And a sharer can earn at most five rewards per campaign — after that, friends joining through the same link still receive their own shares, so the new client's side is unaffected.

The costs once you are in

Read from Trading 212's terms and fees page on 26 September 2026: share and ETF dealing carries no commission, there is no custody fee, and currency conversion costs 0.15% when you buy shares priced in another currency. The minimum order is £1, which is what makes fractional investing in large companies practical, and uninvested pounds earn a variable 3.8% AER, paid daily. Government stamp duty of 0.5% applies to purchases of most UK shares, as on every platform.

For comparison on the same day, Freetrade's free Basic plan charged a 0.99% FX fee and paid 1% AER on up to £1,000 of cash, while Hargreaves Lansdown capped online share deals at £6.95 with an annual account charge of up to 0.35%.

Trading 212 promo codes, discount codes and the invite

Trading 212 does issue promo codes, through separate promotions and partners — its help centre has a page on what one gives you. They are not an add-on to the invite. The Invite a Friend terms keep the two apart, and a new client who has already had a reward from any Trading 212 promotion is outside the programme, so the first route used is the one that counts.

Search	What you will actually find
Trading 212 invite code	The invite is a link — https://topreferrals.co.uk/go/trading-212
Trading 212 promo code	Separate promotions; one reward per new client
Trading 212 discount code	Nothing to discount — dealing is already commission-free
Trading 212 free share code	Free shares come through the invite link, £8–£100
Trading 212 voucher	No joining voucher; the reward is paid in shares

Who Trading 212 is

Trading 212 is an investing app with over 5 million clients worldwide by its own measure (lifetime funded accounts). In the UK it is operated by Trading 212 UK Ltd, company number 08590005, at Aldermary House, 10–15 Queen Street, London, authorised and regulated by the Financial Conduct Authority under firm reference 609146. Beyond Invest and the Stocks ISA it offers a Cash ISA, a SIPP, pies for automated investing across thousands of stocks and ETFs, and fractional shares from £1. Trading 212 says client money is kept in segregated accounts and protected by the FSCS up to £120,000.

What we checked

We read the reward, the odds, the 10-day and seven-day rules, the 30-day hold, the five-reward cap and the campaign dates from Trading 212's Invite a Friend terms (last updated 21 September 2026), its help-centre article on inviting friends and the value panel on its invite page, on 26 September 2026. Fees and the £1 minimum come from its terms and fees page; the regulatory details from its site footer.

That matters more for Trading 212 than for almost any other programme, because its links die at the end of every campaign. A link copied from an old forum thread or a coupon list belongs to a campaign that has already closed, and nothing on those pages says so. We test this link every day, re-read Trading 212's terms monthly, and move this page to the next campaign's link when Trading 212 issues it. When investing, your capital is at risk.