The UK Referral Leaderboard 2026
This is our original 2026 dataset: 13 UK referral and sign-up offers across 8 sectors, each scored 0–10 on the same six weighted factors and computed entirely from the brand's own published terms. Monzo leads at 8.5/10, the average score is 6.9, and 4 of 13 offers pay both sides. The biggest two-sided cash bonus is £50 (Monzo). Every figure here is ours to stand behind — free to cite with a link.
13
Offers ranked
8
Sectors covered
£50
Top two-sided bonus (Monzo)
4/13
Pay both sides
6.9
Average TopScore
8.5
Highest score (Monzo)
The full ranking
- Ranked number 1:
8.5EliteMonzoBanking£10 each side (£50 business)
- Ranked number 2:
7.5StrongForestMobility£10 free riding each side
- Ranked number 3: 7.5StrongRailwaySoftware
$20 in deploy credit
- Ranked number 4:
7.3SolidRebtelCalling$10 credit each side
- Ranked number 5: 7.2SolidPayPalWallets
£10 each side after a £5 spend
- Ranked number 6:
7.2SolidWispr FlowSoftwareA free month of Flow Pro
- Ranked number 7: 6.9SolidLimeMobility
£4 ride credit each side
- Ranked number 8:
6.8SolidClassPassFitness20 bonus class credits
- Ranked number 9:
6.8SolidTopCashbackCashback£20 sign-up bonus
- Ranked number 10: 6.5SolidKlarnaWallets
£10 to join with the Klarna Card
- Ranked number 11:
6.3SolidTrip.comTravel30-day Traincard — 4% off UK rail
- Ranked number 12: 6.2SolidVoiMobility
£2.50 ride credit to start
- Ranked number 13:
4.6FairRevolutBankingIn-app welcome offer for new joiners
Notes for citation
- Scores computed from each brand's own published terms using the weights at /methodology.
- Sectors covered: Banking, Wallets, Cashback, Calling, Travel, Mobility, Software, Fitness.
- Verification window: 2026-06-21 to 2026-06-21. Links checked daily; terms re-scored monthly.
- Rewards quoted are the new joiner's, in the brand's own currency.