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TopReferrals

The UK Referral Leaderboard 2026

This is our original 2026 dataset: 13 UK referral and sign-up offers across 8 sectors, each scored 0–10 on the same six weighted factors and computed entirely from the brand's own published terms. Monzo leads at 8.5/10, the average score is 6.9, and 4 of 13 offers pay both sides. The biggest two-sided cash bonus is £50 (Monzo). Every figure here is ours to stand behind — free to cite with a link.

13
Offers ranked
8
Sectors covered
£50
Top two-sided bonus (Monzo)
4/13
Pay both sides
6.9
Average TopScore
8.5
Highest score (Monzo)

The full ranking

  1. Ranked number 1: Monzo logo
    MonzoBanking

    £10 each side (£50 business)

    8.5Elite
  2. Ranked number 2: Forest logo
    ForestMobility

    £10 free riding each side

    7.5Strong
  3. Ranked number 3: Railway logo
    RailwaySoftware

    $20 in deploy credit

    7.5Strong
  4. Ranked number 4: Rebtel logo
    RebtelCalling

    $10 credit each side

    7.3Solid
  5. Ranked number 5: PayPal logo
    PayPalWallets

    £10 each side after a £5 spend

    7.2Solid
  6. Ranked number 6: Wispr Flow logo
    Wispr FlowSoftware

    A free month of Flow Pro

    7.2Solid
  7. Ranked number 7: Lime logo
    LimeMobility

    £4 ride credit each side

    6.9Solid
  8. Ranked number 8: ClassPass logo
    ClassPassFitness

    20 bonus class credits

    6.8Solid
  9. Ranked number 9: TopCashback logo
    TopCashbackCashback

    £20 sign-up bonus

    6.8Solid
  10. Ranked number 10: Klarna logo
    KlarnaWallets

    £10 to join with the Klarna Card

    6.5Solid
  11. Ranked number 11: Trip.com logo
    Trip.comTravel

    30-day Traincard — 4% off UK rail

    6.3Solid
  12. Ranked number 12: Voi logo
    VoiMobility

    £2.50 ride credit to start

    6.2Solid
  13. Ranked number 13: Revolut logo
    RevolutBanking

    In-app welcome offer for new joiners

    4.6Fair

Notes for citation

  • Scores computed from each brand's own published terms using the weights at /methodology.
  • Sectors covered: Banking, Wallets, Cashback, Calling, Travel, Mobility, Software, Fitness.
  • Verification window: 2026-06-21 to 2026-06-21. Links checked daily; terms re-scored monthly.
  • Rewards quoted are the new joiner's, in the brand's own currency.