The UK referral leaderboard

Every one of the 13UK referral and sign-up offers we track, ranked by TopScore — our 0–10 rating across reward value, ease of claiming, payout speed, protection, two-sided value and dependability. Each offer is checked against the brand's own terms and link-tested daily. Tap any row for the full breakdown.

Ranked number 1:
MonzoBanking
£10 each side (£50 business)
The most dependable banking referral in the UK — a fixed, two-sided cash bonus paid in minutes on a fully FSCS-protected account. Our number one.
8.5Elite
Ranked number 2:
ForestMobility
£10 free riding each side
The most generous e-bike referral in the UK — £10 of free riding for both of you — but London-only, and the credit expires in seven days, so claim it when you'll actually ride.
7.5Strong
Ranked number 3:
RailwaySoftware
$20 in deploy credit
Instant $20 of deploy credit, no card required, on a developer platform with low UK latency from Amsterdam. The fastest payout on the board for anyone who ships code.
7.5Strong
Ranked number 4:
RebtelCalling
$10 credit each side
Fast and genuinely two-sided: $10 each after a $1 purchase, ideal if you regularly call or top up abroad. The credit is in dollars and there is no FCA cover, as it is a telecoms service.
7.3Solid
Ranked number 5:
PayPalWallets
£10 each side after a £5 spend
Low-friction and two-sided: one £5 checkout on an account most people already have. The catch is that the £10 is non-cash store credit, and the campaign closes 30 June 2026.
7.2Solid
Ranked number 6:
Wispr FlowSoftware
A free month of Flow Pro
A free month of a genuinely fast AI dictation tool, no card to start — and a free month back for the referrer once you have dictated 2,000 words. A clean two-sided software perk.
7.2Solid
Ranked number 7:
LimeMobility
£4 ride credit each side
The widest UK coverage of any ride referral — £4 each side across London and a growing list of cities, on a generous 60-day window. Smaller than Forest, but usable in far more places.
6.9Solid
Ranked number 8:
ClassPassFitness
20 bonus class credits
20 bonus credits on top of the trial, no card upfront and no obligation — a low-risk way to try a city's studios. The referrer's £15 only lands if you convert to a paid plan.
6.8Solid
Ranked number 9:
TopCashbackCashback
£20 sign-up bonus
The biggest UK cashback sign-up bonus, on the site that returns 100% of retailer commission. The only drag is the wait: the £20 unlocks after £10 of confirmed cashback.
6.8Solid
Ranked number 10:
KlarnaWallets
£10 to join with the Klarna Card
A real two-sided cash bonus, but the most work in the wallet sector: you must take the Klarna Card and complete three separate £5 purchases. Pick it if you actually want the Card.
6.5Solid
Ranked number 11:
Trip.comTravel
30-day Traincard — 4% off UK rail
An evergreen invite-and-earn from the world's biggest travel group: a 30-day rail discount for you, Trip Coins for the referrer. Modest joiner value, but ATOL-backed and dependable.
6.3Solid
Ranked number 12:
VoiMobility
£2.50 ride credit to start
The widest reach outside London — Voi runs about two-thirds of England's e-scooter trials. £2.50 to start is modest, but it's the offer that actually works in your town.
6.2Solid
Ranked number 13:
RevolutBanking
In-app welcome offer for new joiners
One-sided and campaign-limited: the £70 goes to the referrer, the new joiner gets a variable in-app offer, and qualifying takes four steps. A strong bank, but the lowest-ranked referral on our table for a joiner.
4.6Fair